Clarity Mode
A prompt wheel for small treat-or-tuck-it-away moments, meant to start the conversation rather than settle your finances.
The save or spend wheel is for the small money moments that stall out of all proportion to the amount involved. A refund clears, a shift gets paid, a birthday envelope turns up, and suddenly you have spent twenty minutes deciding whether it goes into the pot or onto the thing sitting in an open browser tab. Two entries sit on the wheel, Save it and Spend it, with exactly the same odds.
It helps to notice what each side is usually standing in for. Save it is rarely about the number, it is about wanting to feel like the sort of person who is careful with money. Spend it is rarely about the object, it is about wanting permission. Once you name both of those out loud, the choice stops being arithmetic and turns into something more honest, which is where a spin can actually help.
So use this as a prompt, not a verdict. The page cannot see your balance, your rent date, or the repair you know is coming, and nothing here is financial advice. Keep it for amounts where either answer would be fine by Friday. The pause while the wheel slows is the useful part, because you usually know which slice you were quietly rooting for before it stops.
A refund clears, a rebate arrives, or a side job pays out, and the money has no assigned job yet. That is exactly when the loop starts. One spin gives the amount a direction so it stops sitting in your account collecting opinions all week.
The same Sunday conversation, week after week, where one of you leans careful and the other leans generous. Letting a neutral wheel open the topic takes the edge off it, because neither person has to be the one who said no again.
Pocket money splits better when the decision looks fair. A visible spin between saving and spending turns a parental verdict into a game, and the follow-up question, what would you have picked, teaches more than the result itself does.
If you have set a spending freeze, put one small allowance behind the wheel rather than behind willpower alone. Half the time you save by default, and when Spend it lands you get a treat with a boundary around it instead of a slow leak.
Next spins
Good answers
No, and it is not built to be. It has no idea what your income, rent date, or upcoming repairs look like, and it cannot weigh interest or debt. Treat it as a conversation starter for amounts small enough that either answer is genuinely fine, and take real money decisions to a real budget.
Each spin draws from your browser's cryptographically secure random generator using rejection sampling, so both entries have exactly equal odds and nothing carries over from the last spin. There is no weighting, no house preference, and no attempt to guess what you were hoping for.
Yes. Open the Wheel Entries panel and add anything you like, such as Split it, Save half, or Ask again on payday. The page ships as a straight two-way wheel because that is what people search for, but extra entries are one tap away.
That reaction is worth more than the spin. If Spend it lands and your stomach drops, you have your answer and you can ignore the wheel with a clear conscience. Re-spinning the same question until it agrees with you just takes longer to arrive at the same place.
It is free, with no account and nothing to install, and it works the same on a phone in a shop aisle as it does on a laptop. Your entries and recent results stay in your own browser, so nothing about your money is sent anywhere.
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Wheel Tools v2.3.108 · updated regularly